Are you losing your health insurance because of Covid-19 or because you're turning 26?
We can help.
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Compare Costs of Health Insurance,
Dental, & Vision Plans
Individual & Family Plans
Short-Term Health Insurance
Open Enrollment has ended for 2020, but you can still get enrolled during a "Special Enrollment Period" if you have experienced a qualifying life event!
A “Special Enrollment Period” is available for individuals to enroll in a health insurance plan outside of “Open Enrollment,” as long as they can prove they qualify. Qualifying life events that allow individuals to enroll during this time are events that have occurred within the last 60 days such as losing health insurance from an employer, moving to a new service area, marriage, having a baby, etc. You can view a more detailed list of what is considered a “qualifying life event” here – Qualifying Life Events. If any of these situations apply to you or if you have questions about qualifications, please reach out to us and ask as many questions as you need!
Anyone can enroll in health insurance during open enrollment, which begins November 1st. If you enroll by a certain date, your coverage will be effective as follows:
November 1, 2019 – December 15, 2019 = Coverage begins January 1, 2020
December 16, 2019 – January 31, 2020 = Coverage begins February 1, 2020
How much will my plan cost me?
Individual and Family health insurance costs are based on two things – your age and zip code. Regardless of the agency or broker you seek help from, the cost of insurance plans will be the same. Even if you go directly to the insurance carrier, the cost of plans will be the exact same as the quotes we provide.
So why should I choose you as an agent?
If you choose us as your agent, we will help you every step of the way – generating the quote, helping you complete the application, and reviewing your plan options during your annual renewal time to make sure you’re enrolled in a plan that is useful for your needs. We also explain insurance terms to you and breakdown what they mean so you’re not confused by what you’re paying for. We like our clients to be confident and informed when making their decisions with us. If you ever have issues with claims or anything else related to your policy, we can act on your behalf by making phone calls to the designated broker lines we have access to so you aren’t on hold for countless hours. We know which questions to ask and which numbers to call. If we don’t have the answers, we use our resources to find them. If you’re still not convinced, check out these reviews from long-time customers we’re proud to show off – Success Stories
As your broker, we will commit to helping you by:
Comparing plan benefits, explaining what they mean, & helping you choose a new plan at your annual renewal time
Advocating for claims issues – helping you understand your bill & appealing wrong charges
Finding doctors and specialists that accept your plan
Updating your information with your insurance carrier such as address changes, adding dependents to your plan, etc.
We are also Certified Insurance Agents with Covered California, so if you are interested in getting more information about the kind of financial assistance you can receive to pay for health insurance, let us know!
*Note: We are also able to enroll individuals and families in Medi-Cal if they qualify based on their income. Ask us about submitting an application to get you enrolled through your local county!
Click here for more information about Medi-Cal benefits
Click here for Medi-Cal FAQ's
To get started you will need your Modified Adjusted Gross Income (MAGI) from 2018; in most cases this will be the equivalent of your Adjusted Gross Income (AGI). Then, follow the steps below to apply and select California Well Being as your representative.
- Visit www.coveredca.com
- Sign into your account or create a new one
- From your account home page, select “Need Help?” located at the top right
- Click “Find Local Help”
- Select “Find an Agent”
- Search on the right side to search by name and put “Wetzstein” in the last name search box
- Click on Jerome Wetzstein
- Select Agent as Representative
Click here for to find the phone number for your health insurance provider
This website is owned and maintained by Jerry Wetzstein, who is solely responsible for its content. This site is not maintained by or affiliated with Covered California, and Covered California bears no responsibility for its content. The e-mail addresses and telephone number that appears throughout this site belong to Jerry Wetzstein and cannot be used to contact Covered California.