Come to an understanding first!
How is this accomplished? Free Employee Benefits and Human Resources Risk Review. This includes group health/dental/vision, individual health/dental, and tough HR projects. Together, we will look at any project you are concerned about. Together, we’ll take a complete look at your needs from health insurance to long term care… even employee hand books or FMLA. Together, we’ll solve the issues at hand. Listening and learning from you will help us develop the right relationship to help!
Services we provide at no cost to you are:
Customer Service
Transmitting and verifying qualifying events like Add/Subtract Employees. This will include Cobra Administration (20 or more employees). Cobra administration benefits are subject to case by case review. We need to better understand how your business operates before offering you a product.
What’s a qualifying event? It's any life or work change to an employee/owner that requires notification to the insurance company (Anthem, Health Net, etc). Some examples are: change employee address, name change, add or subtract dependents. This is done through us with the same agent! There is no other outsourced call center. The agent who sold you the policy will be there to help assist you along the way. We can verify these changes through our website, email, or fax. You don’t have to call the carrier for anything.
Employee’s concerns: Verifying what’s covered, re-order lost cards, pharmacy issues or claims, and doctor office appointment issues. We can help change your primary care physician. If there are claim issues, we can go through the billing and help find a resolution. It's frustrating to see a bill and not really know if its right, we’ll go through it with you.
Employer Concerns: Help newly eligible employee make informed insurance decisions. We can do this is by providing new hire packets to the HR Administrator or going directly to the employee. Each business communicates with its employees differently. We want to help and still maintain your work flow. Please tell us what works best.
Free Basic HR Consulting with Diversified Resource Group (DRG). They are a strategic partner with us to help bring added value. You can call, email, or go to “ask a question” on our site. DRGs team of experts can help give peace of mind to some of those issues you aren’t sure about. They will do the research and make sure you stay within the law and compliance. They also have a database of all HR related forms. Shoot them an email and they’ll send the right form to you.
Finding the plan and sticking to the budget
Budgeting at Renewal: Every year insurance premiums go up. No one will disagree… its like gravity. Every business owner will wince at the renewal letter when it comes in. Together, there is something we can do. California Well Being will research all options from different carriers to other cost effective plans like HSAs and HRAs. We can review the options and feel confident that the insurance plan you are paying into is what works the best for you and your employees. If during the year the company or employees need to switch plans for budgetary reasons we can help.
Learning about the types of insurance plans and how they can affect your business on a long term basis. Does HMOs always work? Are your employees looking for something different? What’s going to happen before 2014? If food is the way to every mans heart, then information the way to a successful business.
In addition we have aligned ourselves with great companies that have the same philosophy of providing the best service to the client through specialization in one particular aspect of business. This list of companies keeps each other in constant check and balances. Our reputation is established by the great service we provide you and to the other companies that refer you. It’s a reputation built on respect and long lasting collective goals which ends in good business. Take a look at our list of companies that are trusted by us and has helped our clients immeasurably. CWBIA Partners